Eleven-year-old Erika has difficulty adjusting to life in Minnesota when her family moves there from Germany in 1880, but a special Clydesdale horse not only helps her fit in, but also saves her life.

In 1926, ten-year-old Kate, living with her family on a ranch in Alberta, Canada, is convinced that the Quarter horse she receives for her birthday can win the cattle cutting contest at the annual fair and determines to participate even though the contest is open only to boys.

Cassie and Hillary vie with each other for the privilege of riding Birchwood Stable's new Lipizzan horse in an important horse show.

Although at first unhappy that her birthday present is a trip to England and not a horse, Hannah falls in love with an English Hackney and is distressed that she may have to leave the gentle horse behind.

In need of two hundred dollars, the entry fee for competing in the Palomino Parade, Landy hears a local legend about hidden gold and becomes determined to find the treasure.