Respected financial counselor Larry Burkett has developed this manual to serve as a guide for those who are preparing for retirement and those who are already retired. If you are just starting your career, Larry addresses action that will make sound financial sense for starting to prepare for your future early. And if you are nearing retirement or in that stage of life already, continued good financial planning can insure that you can live a productive and comfortable life well into your eighties and nineties.